ALPHARETTA GEORGIA REAL ESTATE - SUWANEE HOMES FOR SALE - DULUTH HOMES FOR SALE, REALTOR® Ginny Staib REALTOR(r) for Suwanee, Duluth and Alpharetta , Georgia real estate - NUMBER1EXPERT™ Ginny Staib NUMBER1EXPERT(tm) for Suwanee, Duluth and Alpharetta , Georgia real estate

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Ginny Staib, REALTOR®, real estate agent and broker for Suwanee, Duluth and Alpharetta Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)







All agents are NOT alike! Find out why I am a top real estate expert. Call me: 770-513-0414.


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Professionalism, Work Ethic And Knowledge
"Carole and I would like to thank you for your major effort in helping us find a home in Buckhead.”
Floyd and Carole Caldwell(Buyers)
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ginny Staib is one of The Top Selling Real Estate Experts™
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Testimonials: Suwanee, Duluth and Alpharetta Georgia home buying, real estate listings, and homes for sale in Gwinnett County, GA
Welcome > About Me > Testimonials ...


Read What People Are Saying About Me 

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

Assistance Was Invaluable
“I wanted to express sincere thanks for your professional and efficient performance in the sale of our old home and purchase of our new one.”

Rafael and Pat Andino(Buyers)
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Expert And Efficient
“I should have contacted you a year ago!"

Dr. Arthur Peake(Seller)
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Professionalism, Work Ethic And Knowledge
"Carole and I would like to thank you for your major effort in helping us find a home in Buckhead.”

Floyd and Carole Caldwell(Buyers)
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Really Professional
"Really professional. Did in less than two months what another agent could not do in a year!"

Ben Cole(Builder/Seller)
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Thank You So Much
“If it wasn't for your knowledge, perseverance and just plain know-how, we could all still be sitting in some lawyer's office somewhere!"

Paul and Linda Frates(Sellers/Buyers)
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Very Good Follow-Up
"Ginny is a very good follow-up person. She keeps you very well informed on everything going on."

Denise and Tom Sanders(Sellers/Buyers)
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Tell me how I'm doing! 

You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What is the world's largest palace?

A 
The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s.
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School Reports
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As soon as I list another home for sale, I'll email you. You'll know first.
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Ginny Staib, REALTOR®, real estate agent and broker for Suwanee, Duluth and Alpharetta Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ginny Staib
ACKERMAN/STAIB REALTY GROUP

2280 Satellite Blvd.
Duluth, GA. 30097
770-513-0414
770-778-8687
Fax: 770-237-2053
Email: ginnysells@NUMBER1EXPERT.com

Having started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today!

Equal Housing MLS REALTOR


FMLS Atlanta real estate and homes for sale in Suwanee, Duluth and Alpharetta Georgia


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