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Mortgage Prequalification: Suwanee, Duluth and Alpharetta Georgia home buying, real estate listings, and homes for sale in Gwinnett County, GA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

In these times of economic uncertainty and with the mortgage chaos, it's really important to get pre-qualified with a first-rate lender. You may think you know what you can pay for a monthly payment, but will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Alpharetta, Suwanee and Duluth REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! Or, if you prefer, you can go right to the pre-qualification website of Five Star Mortgage and make loan application on-line. This will not obligate you to use Five Star Mortgage, but it is a great starting point. 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia
Q 
Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?

A 
Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year.
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Ginny Staib, REALTOR®, real estate agent and broker for Suwanee, Duluth and Alpharetta Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ginny Staib
Staib & Associates Real Estate

Selling the Metro Atlanta Area Since 1987
6340 Sugarloaf Parkway, Ste 200
Duluth GA 30097
Direct:: 770-778-8687
Fax: 866-910-9027
Email: ginnysells@NUMBER1EXPERT.com

Having started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today!

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