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First Time Homebuyers: Suwanee, Duluth and Alpharetta Georgia home buying, real estate listings, and homes for sale in Gwinnett County, GA
Welcome > For Buyers > First Time Homebuyers ...


Ready to buy your first home? An experienced REALTOR® is your first stop. Make Sure You Choose a Top Expert. 

Buying your first home can seem somewhat intimidating. As a long time expert in the Alpharetta, Johns Creek, Suwanee, Duluth and Gwinnett County area, it's my job to take you through the process, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Disclosure Laws >Defects Must Be Revealed

Disclosure laws make it important to reveal all material defects when you are selling a home. It is important to be absolutely candid with your agent and all buyers about the condition of the property. If there is anything wrong with the roof, the plumbing, the wiring or structure, it will probably not remain a "sleeping dog". The problem will probably wake up, snarl, growl and snap at your ankles at the precise moment your buyers feel their first stirring of buyers' remorse.

It is unlikely that defects will go undetected, because most buyers get a home inspection before they are contractually obliged to complete the purchase. Even if the problems do not surface before the closing, your liability does not end after the closing for any defects you may have forgotten to report. Buyers almost never accept misrepresentation graciously, but they can usually deal with a house that is short of perfection if they know what they are getting into from the beginning. When selling your home, your real estate agent will provide you with a seller's disclosure form. Protect yourself by clearly describing any material defects prior to the sale.

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Real Estate Trivia
Q 
What is the world's longest wall?

A 
The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain.
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Ginny Staib, REALTOR®, real estate agent and broker for Suwanee, Duluth and Alpharetta Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ginny Staib
Staib & Associates Real Estate

Selling the Metro Atlanta Area Since 1987
6340 Sugarloaf Parkway, Ste 200
Duluth GA 30097
Direct:: 770-778-8687
Fax: 866-910-9027
Email: ginnysells@NUMBER1EXPERT.com

Having started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today!

Equal Housing MLS REALTOR


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NUMBER1EXPERT™ in real estate for Suwanee, Duluth and Alpharetta , Georgia

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