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Real Estate Tips

About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia

Q 
What is encroachment, and how might it affect a property owner?

A 
Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim.
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Ginny Staib, REALTOR®, real estate agent and broker for Suwanee, Duluth and Alpharetta,  home listings, property and land for sale - NUMBER1EXPERT

Ginny Staib
Staib & Associates Real Estate

Selling the Metro Atlanta Area Since 1987
6340 Sugarloaf Parkway, Ste 200
Duluth GA 30097
Direct:: 770-778-8687
Fax: 866-910-9027
Email: ginnysells@NUMBER1EXPERT.com

Having started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today!

Equal Housing MLS REALTOR


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