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Duluth Real Estate
Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly. These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"
Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star.
Ginny StaibACKERMAN/STAIB REALTY GROUP2280 Satellite Blvd.Duluth, GA. 30097770-513-0414770-778-8687Fax: 770-237-2053Email: ginnysells@NUMBER1EXPERT.comHaving started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today!
Ginny StaibACKERMAN/STAIB REALTY GROUP2280 Satellite Blvd.Duluth, GA. 30097770-513-0414770-778-8687Fax: 770-237-2053Email: ginnysells@NUMBER1EXPERT.com
Having started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today!
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