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Welcome! Here You Can Find Great Information on North Metro Atlanta Area Real Estate, including (Gwinnett, North Fulton and Forsyth Counties If you’re thinking of buying or selling in Alpharetta, Suwanee or Duluth GA, let me put my 23 years of experience to work for you.  Hi Y'all! Welcome to the Sunny South - Atlanta is a great combination of gracious southern living and cosmopolitan convenience. Whether you're from out of state or a local resident, I hope you'll bookmark this site as your one-stop shop for information on schools, jobs, local attractions, local history and, of course, all your real estate needs, whether buying or selling a home in Duluth, Suwanee, Buford, Lilburn, Lawrenceville (or anywhere in Gwinnett County), Alpharetta or Cumming and Lake Lanier, or if you're moving to Decatur or intown Atlanta. We cover it all! We can also help you find foreclosure or investment properties, luxury lakefront homes or new construction. Of course, surfing the Web can't take the place of working with a top REALTOR®, such as myself. With 23 years' experience in residential real estate and 38 years as an Atlanta resident, I can provide a wealth of expertise that will make all of the information you see on the Web come together to accomplish your goal. Click on the "About Me" button above to check out my background and experience.
If you're interested in selling your home, you can look at my Marketing Plan and see what I do to sell your home for as much as the market will bear in as short a time as possible. All of the services you see on my site are free and without obligation. So feel free to contact me today and I can guarantee I'll help you find the best home in your area within your price range. I'll also show you how, with a smoothly running real estate team, we will sell your home for as much as the market will bear and as quickly as possible. Remember to bookmark this site to search for homes for sale in Suwanee, Duluth homes for sale or Alpharetta Real Estate . Search Gwinnett County Homes for Sale - Ginny Staib  
Real Estate Tips
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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Real Estate Trivia
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What is the most common name for a city in the United States?
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| A |
Fairview is the most common city name, according to the 1996 Top Ten of Everything Book. |
See More Real Estate Trivia > |
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Ginny Staib ACKERMAN/STAIB REALTY GROUP 2280 Satellite Blvd. Duluth, GA. 30097 770-513-0414 770-778-8687 Fax: 770-237-2053 Email: ginnysells@NUMBER1EXPERT.com
Having started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today! 
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