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Welcome! Here You Can Find Great Information on North Metro Atlanta Area Real Estate, including (Gwinnett, North Fulton and Forsyth Counties If you’re thinking of buying or selling in Alpharetta, Suwanee or Duluth GA, let me put my 23 years of experience to work for you.  Hi Y'all! Welcome to the Sunny South - Atlanta is a great combination of gracious southern living and cosmopolitan convenience. Whether you're from out of state or a local resident, I hope you'll bookmark this site as your one-stop shop for information on schools, jobs, local attractions, local history and, of course, all your real estate needs, whether buying or selling a home in Duluth, Suwanee, Buford, Lilburn, Lawrenceville (or anywhere in Gwinnett County), Alpharetta or Cumming and Lake Lanier, or if you're moving to Decatur or intown Atlanta. We cover it all! We can also help you find foreclosure or investment properties, luxury lakefront homes or new construction.
Of course, surfing the Web can't take the place of working with a top REALTOR®, such as myself. With 23 years' experience in residential real estate and 38 years as an Atlanta resident, I can provide a wealth of expertise that will make all of the information you see on the Web come together to accomplish your goal. Click on the "About Me" button above to check out my background and experience.
If you're interested in selling your home, you can look at my Marketing Plan and see what I do to sell your home for as much as the market will bear in as short a time as possible. All of the services you see on my site are free and without obligation. So feel free to contact me today and I can guarantee I'll help you find the best home in your area within your price range. I'll also show you how, with a smoothly running real estate team, we will sell your home for as much as the market will bear and as quickly as possible. Remember to bookmark this site to search for homes for sale in Suwanee, Duluth homes for sale or Alpharetta Real Estate . Search Gwinnett County Homes for Sale - Ginny Staib 
Real Estate Tips
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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Real Estate Trivia
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To what process do the terms closing, escrow, settlement and passing papers refer?
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| A |
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale. |
 See More Real Estate Trivia > |
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Ginny Staib
ACKERMAN/STAIB REALTY GROUP
2280 Satellite Blvd.
Duluth, GA. 30097
770-513-0414
770-778-8687
Fax: 770-237-2053
Email: ginnysells@NUMBER1EXPERT.com
Having started selling homes in the Atlanta real estate market in 1987, Ginny is well equipped to serve you. Her work ethic, prompt response to your call, and thorough follow up have made her a multi-million dollar producer and placed her in the top 1% of agents in the nation. Call or email her today!   
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